Tuesday, December 26, 2017

Confessions of a Digital Packrat

I’m sure you’ve seen the stories on the news about some person that never threw anything away. Invariably, the cameras show mountains of boxes and trash with barely enough room to walk through. Did you feel sorry for the person and hoped they would get help for their illness? I know I do. Well, it occurred to me the other day that I’m the digital version of that packrat. I never want to delete anything because I never know if I’ll need it again. I have documents going back 20 years. I have all of my tax returns digitized since 2001. I upload every picture I take and I have scanned every family picture I’ve been given. 

Yes, digital storage is cheap but I think I have taken it too far. I have a terabyte of storage with Microsoft OneDrive, Google Drive Storage, Dropbox storage and a backup drive in addition to my computer. Recently I had to take my computer into the Microsoft Store because I couldn’t get the software to load. They weren’t able to get it to load either so they recommended a complete reset of my computer back to factory specs. Worried that I would lose something, I bought another terabyte drive from Microsoft and had them back up everything to the new drive

The downside with so much storage is that I’m not always sure where I’ve put something. I try to put photos on the Google Drive, personal documents on the Microsoft One Drive and business files on the standalone hard drive. I wish I could tell you this plan works but it doesn’t always.

This week I tried to do a little housekeeping and found that I had 3 copies of everything I keep in the My Document folder in three different places. I never knew which one was the most recent version so I decided I had to do something about it. I went through the tedious process of comparing files and eliminating the duplications. Toward the end of the day, I was feeling pretty good about how much progress I had made and how much easier it was to find documents. But before I could pat myself on the back, my worst digital nightmare occurred!

I clicked on a file to delete it from my Microsoft One Drive and didn’t realize I had clicked on the folder instead until I saw the whole folder disappear and the message that 1195 files had been permanently deleted.

My first reaction was an immediate need to vomit and a rush of questions. Years of documents and pictures gone! Could I live without them? Could I rebuild from some other source? After my initial shock, I went to the cloud storage to confirm they were really gone. Then I checked my Recycle bin. Nope, they weren’t there. By this time, I am really panicking. There was no way I could rebuild that information. What could I do? 

Being a fan of spy and cop shows, I have seen a lot of TV dramas where data was recovered after it was deleted. Was this just TV fiction or could I still get my files back? My understanding was that if I had any hope of recovering my files then I didn’t want to do anything that would generate a file as the system might use the space where my deleted files were stored to put the new file.  I briefly considered taking my laptop to a professional to see if they could restore my files. My concern was that since this was the week before Christmas would I be able to find anyone to do the work? I also knew that I couldn’t use my computer until the issue was fixed or it would use the space so I decided that was the last resort.

What to do? What to do? I decided to turn to the internet to see what I could find. A quick search and I found a software called EaseUS Data Recovery that would restore permanently deleted files. I looked at the site to make sure it was legit and then did a search to see if there were any bad reviews. Having done a little due diligence, I nervously purchased a key and downloaded the software. It immediately found my missing folder so I started the process to restore.

While the process was working, I decided to check my email. Low and behold, I see an email from Microsoft. The email says they noticed I deleted a lot of files on my cloud drive. They stated they wanted to remind me that the Recycle Bin on my Cloud Drive would be emptied in 30 days. WAIT? WHAT? There is a Recycle Bin on my cloud drive, too? I quickly opened the cloud drive through my browser and sure enough, all of my deleted files were in the Recycle Bin!  Oh, well! Too late. I could have saved myself $69.00 but I consider it a lesson learned.  

Why am I telling you about this embarrassing experience?  I am recounting all this so someone else doesn’t make the mistakes I made. If you find you are also a digital packrat, there are many articles on the web about how to digitally declutter. I thought I would share some of the ideas I liked:

First and foremost-Don’t panic!

We live in an amazing age where there are solutions to many technical problems. Check out the web or ask around. Someone else might have experienced the same issue and can help you. It can also seem overwhelming to start the declutter process but just take it one step at a time.

Backup now!

Storage really is cheap and so worth the price of keeping all those family photos. Before you start doing any deleting — backup everything important to you, whether in the cloud, by syncing with another computer or by using an external hard drive.

Identify and Inventory the Problem

The task of physical decluttering often starts by surveying what areas of the house have become overly filled with junk, and deciding on a plan for what should stay and what should go. The job of digital decluttering should begin in the same way.


Design a file structure that works for you

There are many ways to structure the files on your computer. But if you’ve got all of your data files — photos, PDFs, text documents and more — cluttering your desktop, you could benefit from establishing and using a basic file structure — much like you would organize your paper files.

  • First, decide what your highest level folders will be. These are the big parts of your life. From your photos, to work files, to finances to half-written sci-fi novels, these are the categories that will serve as the first portal into your digital life. Many people put them in My Documents”. You could also put them in the cloud. Just make sure you set up a regular sync process. Don’t put them on your desktop because if your computer crashes you may lose everything. 
  • Put all the free-floating files into the correct top level folders. Put any errant photos in the big photo folder. All taxes, bills and more in the finances folder. (Or whatever folders you’ve made for yourself). 
  • Then, organize each big top-level folder into smaller, more specific sub-folders, one at a time. Take it one folder at a time, and start putting files (or other folders) in an order that will make sense when you need to find them again. Consolidate existing folders so they begin to fit into your new, more organized file structure. Don’t be afraid to go deep with sub-folders. You don’t really want to have a folder with say, 1 file in it, but you don’t want to stop at a folder that has like, 50 files in it. 
  • Keep working on organizing your file structure — Once everything is in its proper place — here’s the key part — stick to your file structure! Some folks use third-party apps to automatic certain tasks, others reorganize how their desktop works with an app like Fences for PC. And there's the old "file later" folder you can stick on your desktop, regularly emptying it out. Chances are there's an area on your computer or a type of file that gets most out of hand for you — do extra research on how to keep those types of files organized most efficiently and the rest of your computer filing might be a breeze. 

Dump the junk software!

It’s not easy. It’s not fun, either, but it’s absolutely necessary if you have dozens of programs littered across your desktop. Take a good look at the applications you use on a daily basis. You’ll find, in most cases, that it’s only a handful, which raises serious questions about the rest still clogging up your taskbar.

Schedule a monthly task to eliminate old downloaded software and programs.

Downloaded files and old software that is no longer used get forgotten. They also take up space and slow your computer. Set up an automated task reminder to spend an hour cleaning out your download folder or eliminating software you never use. If it’s done on a regular basis it won’t be quite as intimidating.


Let Hazel or Belvedere do the work!

I’m not a big fan of background applications, as they tend to hog resources and slow down your computer. An exception needs to be made for Hazel (Mac OSX) and Belvedere (Windows).  I haven't check but I hope these programs are still available. These incredible programs act like digital housekeepers for your hard drive. You start by telling Hazel or Belvedere which folders to monitor. The program keeps tabs on the My Downloads folder and runs a set of rules every time you add something new to it such as downloading something from the Internet. The program also automatically moves pictures, documents, and music to their respective folders, and even auto-trashes files that have been sitting in my downloads folder for more than a week. The program’s power just grows from there. If you’re already stuck with a cluttered computer, why not set it to do a sweep through the hard drive itself? Give it a decent set of rules and it can do an incredible amount of work for you, organizing files based on their type and generally making your life that much easier.  Schedule regular purging sessions (at least once every 6 months) on your calendar to clean up old digital items from your system.

Why not go into the New Year clutter-free?  As an admitted digital packrat, I can tell you it's an amazingly liberating feeling!







Monday, December 18, 2017

Countdown to Christmas

When I was a child, each day that brought us closer to Christmas would ratchet up the excitement level. By the time Christmas eve arrived, my parents were driven crazy. One year my mother decided that we would go out to dinner Christmas eve. She hoped it would occupy our minds and take our thoughts off of Chirstimas Day. With full stomachs, she hoped we would be ready for bed when we got home. Unfortunately, she made the mistake of telling us we could have what ever we wanted at the IHOP. I remember ordering chocolate chip pancakes with whipped cream! We three kids were so hopped on sugar there was no way we were going to bed when we got home. I don’t recall my mother making that mistake ever again!

Maybe you are facing a similar issue or looking for something new to do this holiday. Check out this list of events. There is something for everyone.


Olde Golden Christmas

When: Month of December
Where: 1010 Washington Ave., Golden, CO 80401
Price: Free
Website: http://goldenchamber.org/olde-golden-christmas/

From December 1st through December 31st, downtown Golden provides a variety of holiday events including Victorian carolers, light displays, Santa encounters and holiday art markets.

Aspire Tour Holiday Lights

When: December 19th-December 31st, 6:00 p.m-.08:30
Where: Various stops
Price: $69 per person, includes entrance fee to Botanical Gardens
Website: https://aspire-tours.com/tour-details/holiday-lights/

Tour starts at the City and County building, makes a stop at the Christkindl market in downtown Denver, makes a trip through Cherry Creek and fnishes up at Blossoms of Light at the Denver Botanic Gardens.

Blossoms of Light

When: Nov. 24, 2017–Jan. 1, 2018 From: 5:00 PM to 9 PM
Where: Denver Botanic Gardens 1007 York St., Denver, CO 80206
Price: Up to $13
Website: http://www.botanicgardens.org/events/special-events/blossoms-light

This annual family friendly event has become a tradition for many people It features sound reactive animated LED lights, warm drinks and tasty treats

A Christmas Carol

When: Nov. 24–Dec. 24, 2017
Where: The Stage Theatre 1101 13th St., Denver, CO 80204
Price: Varies
Websitehttps://www.denvercenter.org/shows/specific-series/Get?Id=a76143c3-c746-4154-9294-3ae2b8f0a34c

Sure you could watch this classic on TV but how much more fun it would be to see it in a theatre!

The Santaland Diaries

When: Nov. 24–Dec. 24, 2017
Where: The Jones, Denver Performing Arts Complex 1400 Curtis St., Denver, CO 80204
Price: call for pricing
Website: https://www.denvercenter.org/shows/specific-series/Get?Id=32e1cd00-c20e-414b-acc1-b3157da39e1b

This acclaimed one man show by David Sedris is an offbeat story about Crumpet the Elf. Because of mature language, "The Santaland Diaries" is best enjoyed by adults.

Colorado Ballet's 'The Nutcracker'

When: Nov. 25–Dec. 24, 2017
Where: Ellie Caulkins Opera House 1400 Curtis Street, Denver, CO 80204
Price: Varies - $30, $50, $75, $90, $120, $155
Websitehttp://coloradoballet.org/performances/the-nutcracker-2017

The classic Christmas story performed by the Colorado Ballet Orchcestra. It features fantastic characters, extraordinary dancing and sets, plus dazzling costumes.

Denver Christkindl Market

When: Nov. 17–Dec. 23, 2017 From: 11:00 AM to 07:00 PM
Where: Skyline Park, Corner of 16th and Arapahoe St.1515 Arapahoe, Denver, CO 80111
Price: Free Entry
Websitehttp://www.denverchristkindlmarket.com

Featuring vendors from Germany and other countries as well as local artisans, the Christkindl Market offers high-quality, handcrafted gifts such as traditional hand-carved wooden figurines, handmade candles and ornaments. You can also sit and enjoy traditional German food , sip on warm Glühwein (hot spiced wine) as you listen to traditional Christmas carols and live German music.

Downtown Denver Rink at Skyline Park

When: Nov. 21, 2017–Feb. 14, 2018 11:00 AM - 7:00 PM
Where: Skyline Park, 16th and Arapahoe, Denver, CO 80202
Price: Free or $6-$8 skate rental.
Website: http://www.downtowndenver.com/

If you’re looking for something more physical try Downtown Denver Rink at Skyline Park. In addition to skating, the rink also has regularly scheduled entertainment and activities each week including: Friday night DJs; Saturday morning skating lessons; Saturday night concerts; and Sunday afternoon family entertainment.

Denver Pavilions Holiday Carousel

When: Dec. 15, 2017–Jan. 2, 2018 : 11:00 AM to 9:00 PM
Where: Denver Pavilions 500 16th St., Denver, CO 80202
Price: $3 per ride or Free w/ a voucher from any Denver Pavilions merchant.
Website: http://denverpavilions.com

Throughout December, families can enjoy a magical ride on this beautiful carousel.

A Merry Little Christmas presented by Generations Church

When: Sat, December 23, 2017 5:00 PM – 6:30 PM MST
Where: Generations Church 2246 Irving Street, Denver, CO 80211
Price: Free
Website: http://www.celebratechristmasdenver.com
Sing carols, listen to the Christmas story, enjoy Christmas cookies and hot chocolate and visit the petting zoo.

Tuesday, December 12, 2017

The Dreaded "R" Word

We are a little more than two weeks away from the start of the New Year and I’ve started to hear the dreaded “R” word on TV, radio and social media. What is the “R” word? Resolutions! Maybe that word isn’t dreaded by you but I stopped making New Year’s Resolutions years ago. The disgust and frustration I’d feel when I invariably failed to keep my resolutions just wasn’t worth it. Now I make goals. The word “Goals” just doesn’t carry with it the same negativity for me. That may seem weird to some. What can I say? It works for me.

So what are my goals for 2018?

My first goal is always to work on my finances and see what can change. It is an ideal time to take a look at all of my bills. In 2017, I reduced my entertainment costs by switching to internet television. I also removed a cell phone from my phone bill. This year I am going to review subscriptions and see if I need everything I have set up.

It is a good habit to look at your bills and inspect them for ways to save money. Call your services and see if you can take advantage of new promotional offers or remove services that you are no longer using. Common bills to find new savings are cell phones, cable TV, internet service, home phone, streaming video services, and any other online subscriptions you may have set up.

I also came across this list of home goals that I am going to try and implement.

1. Start a home repair slush fund: Things in your home are going to break and need to be repaired. It’s just a fact that comes with home ownership. Rather than letting expensive repairs take you by surprise, start planning for them. Set aside some money each month that you can eventually draw from when an appliance breaks or unexpected damage occurs.

2. Inspect your fireplace: Even if you have a gas fireplace, you should still inspect the valves and ceramic logs yearly to ensure that everything is operating safely and correctly. If you have a wood fireplace, hire a certified chimney sweep to do the job.

3. Maintain your garage door: Garage doors are big and heavy, and that puts a lot of stress on the hinges and tracks that are used to open and close the door several times a day. A regularly scheduled $50 inspection could save you hundreds or thousands in the long run.

4. Tune up your furnace: Regular furnace inspections will help identify minor problems before they turn into major ones. Also, set reminders to replace your furnace filter.

5. Clean your coils: The No. 1 refrigerator maintenance task should be cleaning the condenser coils. They can get clogged with hair and dust, reducing your fridge’s efficiency. Have you cleaned yours lately? You can hire a professional to do it, but it’s also an easy do-it-yourself job.

What about you? Are there some goals you are going to implement in 2018?



Thursday, December 7, 2017

Preparing for Tax Season

It’s hard to believe but the end of the year will be here soon. A New Year means tax season is right
around the corner. If you haven’t made a decision on how you’ll prepare your taxes this year, here are a few tips that may push you toward a DIY approach.

Shop around for software
TurboTax (www.turbotax.com) is generally the most popular and trusted tax software option, but you’ll typically have to pay around $60.00 per year. I used TurboTax for many years and was very happy with it. However, it may be worth your time to shop around for some free options. Many tax prep software applications are free up to a certain income threshold, and your costs will also vary depending on the sources of your income. A person with a single W-2 form will usually pay less than a person with multiple W-2s, 1099s, investment income, and other income sources.

Take advantage of homeownership
If you’re reading this blog, there’s a good chance you’re a homeowner. Tax time is one of those events that show the benefits of homeownership because you can get some major tax deductions. So, whether you’re doing your taxes yourself or getting help from a professional, it’s important to take advantage of those breaks! Two of the biggest deductions are:
  •  Mortgage Interest Deduction: Before buying a home, a standard deduction may have made the most sense when you prepared your taxes. But homeowners can deduct the interest portion of their mortgage payments, and the earlier you are in your mortgage, the greater the percentage of each payment that goes toward interest, so take advantage right away!
  •  Home Office: There are specific criteria that have to be met in order to deduct home office expenses, but it can lead to a very large deduction. In general, your home office has to be used specifically for business purposes. Check with a tax professional to see if your home office qualifies for a deduction—it’s a little extra work, but can make a big difference in your tax responsibility.
Mortgage interest, property taxes, and some home buying costs are among the deductions you may be eligible for. Your tax preparation software should guide you through these deductions.

DIY is great, but so is a tax professional
DIY tax preparation isn’t for everyone. Though tax software companies offer audit assistance for an extra fee, some people enjoy the peace of mind that comes with meeting a tax professional and being able to ask questions about your taxes in person.

A tax professional is particularly helpful if your taxes recently became more complicated. For example- if you started a business or completed several real estate transactions.